Having car insurance is essential because it covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians. All motorists must be insured against their liability to other people, as stipulated in the Road Traffic Act ..To Help Protect Your Passengers. Medical payments coverage and personal injury protection may help pay for your medical bills if you re injured in an accident. And it also may help cover your passengers expenses due to the accident. Coverage may help pay for hospital visits, doctor bills and surgery..
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