If you re injured in a car accident and have insufficient health insurance or none at all , car insurance can help. Most insurers offer coverages that cover injuries you sustain as a driver or passenger and in some states, personal injury protection coverage is required ..Car insurance is legally required in most states. At a minimum, drivers must purchase liability coverage with state mandated bodily injury and property damage limits. If you cause an accident that injures someone or damages their property, liability coverage may help pay for the other person s losses.. Lots of different insurance coverage is available on car insurance. What is the most important car insurance coverage available? It is really a loaded question. The most important car insurance coverage is the one you need at the time of loss. But, you never know what coverage that might be since it can .
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