Updated October . Buying your first car is an important milestone. The independence that comes with having your own set of wheels is a great privilege. At the same time, being a car owner means you ve got an important choice to make What coverages do you need in your first “on your own” auto insurance policy?.If you re a young adult about to buy a policy in your own name for the first time rather than staying under Mom or Dad s wing you will be considered a greater risk and pay proportionately more. Car insurance for young adults and teens can be complex, so use our guide before making any decisions..This guide reviews the basics of car insurance for drivers getting behind the wheel for the first time..
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