Comprehensive coverage physical damage other than collision Pays for damage to or loss of your automobile from causes other than accidents. These include hail, vandalism, flood, fire, and theft. Contract In most cases, the term “contract” refers to an insurance policy..Part of an auto insurance policy that covers you, up to the policy limits, for car accidents that result in bodily injuries to other drivers or pedestrians for which you are legally at fault. Covered losses generally include medical expenses, pain and suffering, and lost income..Our guide to insurance terms and definitions will help you understand what you re buying when you shop for insurance..Auto Insurance Glossary of Terms. If you feel like you need to take a foreign language course to “speak insurance” don t worry, you re not alone! But, you need to at least understand the basic auto insurance terms because they spell out what you are and aren t covered for in your policy. Here is a translation of some basic .
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