Procedures vary depending on your insurance company and your state if you have any questions ask your adjuster but in general here s how the claims process will work Contact Your Insurance Company Contact your agent or insurer to report the accident as .Processing Car Insurance Claims. Our articles provide useful information, such as how to document auto accident damage, how to file a loss of wages claim, when to report an accident to the DMV, and how car insurance companies handle claims..Medical Care and Vehicle Repair. Your insurance company will cover your injuries and repairs until fault is determined and then will negotiate with the other driver s insurance company to decide who pays in the end. The process of initial payment is “indemnification,” which means coverage for damages and losses..
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