Car insurance for young drivers is expensive because young motorists are considered statistically riskier drivers by insurers, so are more likely to make a claim. The average premium for driver insurance for a motorist aged is a year according to MoneySuperMarket data June .. Car insurance for new drivers. MoneySuperMarket s latest data June shows the average annual premium for a new driver aged is ,. Insurers base car insurance premiums on potential risk, which is why the cost of insurance for a young driver is typically higher.. Car insurance premiums are calculated according to the likelihood of the driver making a claim. And the statistics used by insurers show that younger drivers those under are more likely to be involved in an accident than older people. What s more, the data reveals that these accidents are likely to be .
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