Can You Have Car Insurance Policies

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In some cases, insurers will cap the amount of discounts you have applied to your policy. However, car insurance companies typically will allow you to have both a multi car discount and a home and auto insurance bundle discount, says Pennyt Gusner, consumeryst for Insurance.com.. It might be possible for there to be two car insurance policies in one household depending on the insurance companies involved and the circumstances. Some companies will not allow it because of state laws and liability exposure. Two car insurance policies can be held in the same household in certain situations..